Making the decision to move from your home into a facility is one of the most challenging decisions to make. Here are some things to consider:
Medicare vs Medicaid
Medicare covers short-term nursing home stays following hospitalization, but generally does not cover long-term care stays in a nursing home.
Medicaid covers long-term nursing home stays, and may include coverage of home- and community-based services (HCBS) for a variety of groups, including people with mental illnesses, intellectual or developmental disabilities, and/or physical disabilities.
It is important to remember than not all nursing homes are certified to participate in Medicare or Medicaid. Please refer to pages 47-52 in the Centers for Medicare and Medicaid Services PDF: Your Guide to Choosing a Nursing Home or Other Long-Term Care for more information on programs that protect nursing home residents.