Financial Planning For Persons With Disabilities

A 2011 article that discusses how people with disabilities identify obstacles to financial security. Focus groups conducted for the Social Security Administration suggest that people with disabilities or whose children have disabilities face many roadblocks to financial planning. “Some are prevented from saving money by the demands of day-to-day survival,” said Katherine Dahlem, Senior Associate. “Others believe they have to forego paid work in order to keep their benefits.” Abt Associates conducted these focus groups as part of its work with the University of Wisconsin-Madison’s Center for Financial Security, under a contract with the Social Security Administration’s Financial Literacy Research Consortium. Four focus groups each were conducted with, respectively, adults receiving Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) who work or want to work; and parents of children receiving child SSI/Medicaid benefits who are aging out of the school system (primarily 16- to 22-year-olds).

 

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    Focus groups recently conducted for the Social Security Administration suggest that people with disabilities or whose children have disabilities face many roadblocks to financial planning. “Some are prevented from saving money by the demands of day-to-day survival,” said Katherine Dahlem, Senior Associate. “Others believe they have to forego paid work in order to keep their benefits.” Abt Associates conducted these focus groups as part of its work with the University of Wisconsin-Madison’s Center for Financial Security, under a contract with the Social Security Administration’s Financial Literacy Research Consortium. Four focus groups each were conducted with, respectively, adults receiving Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) who work or want to work; and parents of children receiving child SSI/Medicaid benefits who are aging out of the school system (primarily 16- to 22-year-olds).

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